I was recently put in a position to have to choose doing what's right over doing what's easy. In such cases, I have made it a point of personal policy to always do what's right. That's what I want to teach my son to do, so it is what I do. In the war of ethics over money, ethics win.
There are some issues on which I absolutely will not compromise, that are so completely black and white, I will not bend for any reason. Hitting children (and yes, spanking is hitting), leaving children alone to cry it out (read: neglecting them), and routine infant circumcision (otherwise known as genital mutilation) are my non-negotiables. There are no circumstances under which any one of those things is acceptable. Anyone doing any research on me at all has run across my about section stating very clearly, "Certainly, we're not all going to agree on everything. That's what makes the world go round. However, there are a couple of things about which I am vehemently passionate: no CIO (cry it out), no RIC (routine infant circumcision), and no hitting, yelling, or otherwise abusing children in any way. In my opinion, there are no debates about these things as there is no other arguable position once all the research is done."
Make no mistake, I feel guilt about acing my family out of money. We will live, though. There will be other clients. If I, however, set aside my ethics for the sake of my wallet, I would not be able to look at myself in the mirror, would not be setting a good example for my son, would feel a much more crippling guilt that would last far longer than the guilt I feel for losing a couple bucks.
This is who I am. I will not apologize for it. I choose ethics over money.