Tuesday, June 14, 2016

Motivation Kickstarter Day 24: Area of My Life I Want to Improve

As part of my quest to find my motivation, I've accepted the 30 Day Writing Challenge.  Each post will be added to the main post HERE.

The Area of My Life in Which I'd Like to Improve

Budgeting.  I suck at it.  

I probably don't give myself enough credit, because we're able to live in home we own, under oppressive student loan debt, without significant other debt, and all on a single teacher's income in the 49th lowest state for teacher pay.  That we're all still able to eat, let alone sometimes have a little extra fun ("sometimes" and "little" being the operative words here) is fairly miraculous.  

Still, though, budgeting is not my forte.  When I take the time to write out my financial and budgeting goals, I am able to stick to the plan, but I too often try to wing it and that always ends in disaster.  At age 38, it's not cute.  I simply need to do better.  There's no way around it.  

So, that's it.  That's my secret.  I suck at budgeting, at managing my family's finances, at saving (with what money?), at money in general.  I suck at it and I'm working on it.  So far, I still suck at it after working on it, but I suppose I suck a smidge less.  

What area of your life do you need to work to improve?

2 comments:

  1. err, my money management skills could use a little (a lot) of improvement also. i am the queen of rationalization; wine is food, for example. yeah. but like you, i've been pretty darn awesome at making a small amount of money go really, really far. you'd never know our income was sub-poverty level. i'm lucky in not having started out with debt. it makes a huge difference to our comfort and security. can't imagine how i would handle things if that were to be in the mix.

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