As part of my quest to find my motivation, I've accepted the 30 Day Writing Challenge. Each post will be added to the main post HERE.
The Area of My Life in Which I'd Like to Improve
Budgeting. I suck at it.
I probably don't give myself enough credit, because we're able to live in home we own, under oppressive student loan debt, without significant other debt, and all on a single teacher's income in the 49th lowest state for teacher pay. That we're all still able to eat, let alone sometimes have a little extra fun ("sometimes" and "little" being the operative words here) is fairly miraculous.
Still, though, budgeting is not my forte. When I take the time to write out my financial and budgeting goals, I am able to stick to the plan, but I too often try to wing it and that always ends in disaster. At age 38, it's not cute. I simply need to do better. There's no way around it.
So, that's it. That's my secret. I suck at budgeting, at managing my family's finances, at saving (with what money?), at money in general. I suck at it and I'm working on it. So far, I still suck at it after working on it, but I suppose I suck a smidge less.
What area of your life do you need to work to improve?